EarnKit Litepaper
Version 1.1
Introduction: The End of Human UX in Crypto
For years, crypto has promised to eliminate intermediaries and automate finance. Instead, we've built a system that depends on human approvals, pop-up wallets, and manual interventions at every step.
Web3 isn't automated. It's manual.
And while users have tolerated these inefficiencies for years, they've also limited crypto's adoption, reach, and potential.
User experience isn't the problem. Humans are.
Now, a shift is happening. AI agents are moving from passive analysts to autonomous actors. They are no longer waiting for humans to click "confirm." They are ready to act. What they've lacked is a body—the ability to execute autonomously.
That's where EarnKit comes in.
The Problem: Crypto UX Has Failed
Web3 is built for human-to-protocol interaction:
- Wallet pop-ups
- Transaction approvals
- Multi-step workflows
- Cross-chain complexity
Every interaction requires human intervention. This bottleneck has slowed innovation, stifled adoption, and made scaling impossible.
Even as AI agents emerge, they face the same problem: they can analyze, but they cannot act.
They are brains without bodies.
Crypto doesn't need better UX.
It needs no UX at all.
Introduction: A New Era of Autonomous Execution
For more than a decade, crypto has promised to remove intermediaries, streamline transactions, and unlock new forms of digital ownership. But the reality has been different.
Web3 is still too hard to use.
Wallet pop-ups, complex transactions, endless approvals, and fragmented chains—crypto UX has failed to deliver on its promise of simplicity and automation.
This isn't just a design problem. It's a structural one.
The crypto stack was built for humans to click, confirm, and sign. And as a result, human intervention has been the primary bottleneck holding Web3 back.
Now, that's about to change.
This document outlines EarnKit's mission, technology, and strategy as the execution layer for AI agents in Web3. It describes the current limitations in AI agent execution, EarnKit's solution, and its roadmap for delivering autonomous, agent-native infrastructure to the crypto ecosystem.
What is Earnkit
EarnKit is the execution layer for AI agents in Web3.
We give AI agents the ability to:
- Hold assets
- Sign transactions
- Execute strategies
- Operate across chains
- Govern treasuries
- And collaborate with other agents
All without human intervention.
We are removing humans from the loop—by design.
How EarnKit Works (At a High Level)
EarnKit provides three core capabilities:
1. Smart Wallet
Account abstraction wallet that hold assets and execute without approvals.
2. Intent Parsing Engine
AI-native engine that translates strategies into executable actions.
3. Cross-Chain Execution
Agents operate seamlessly across Base, Ethereum, Arbitrum, and Monad.
Agents use EarnKit to sign, execute, and act.
No pop-ups. No friction. No delays.
What This Unlocks
With EarnKit, AI agents can:
- Trade and manage liquidity across chains
- Govern DAOs autonomously
- Manage treasuries without human oversight
- Execute complex DeFi strategies in real time
- Collaborate as multi-agent systems to scale execution and capital management
For the first time, crypto moves at machine speed.
Markets can react in milliseconds.
Agents become autonomous capital allocators, not passive tools.
Who Is EarnKit For?
We're building for the first adopters of agent-native execution:
DeFi Traders
who need speed, efficiency, and automation
DAOs
that require autonomous treasury management
AI-Native Funds
focused on fully automated portfolio execution and governance participation
These are the users who need execution today, and they are already building on EarnKit.
The World We Are Building
A world where capital moves without human intervention.
A world where agents trade, govern, and collaborate at scale.
A world where crypto finally fulfills its promise of automation and autonomy.
EarnKit is delivering the execution layer that makes this world possible.
We are enabling a machine-to-machine economy, where agents act, capital flows, and opportunity scales—without human friction.
This isn't the future of crypto UX.
It's the end of crypto UX altogether.
For partnership and inquiries: j@earnkit.com
Join the AI-powered web3 revolution with EarnKit.
Get Started: www.earnkit.com